Insurance & financing

More clarity.
Less guesswork.

We’ll help you understand your coverage and discuss the cost of your care before treatment begins.

Book Appointment 973-706-8339

Your smile. Your team.Personal care in Wayne, NJ

In-networkConfirm your exact plan

Payment plansOptions to discuss

HSA and FSAAccepted

ClaimsWe submit them for you

Coverage, made clearer

Start with your plan.
We’ll help with the details.

Bring your insurance card and the exact plan name. Participation and benefits can differ by specialty and individual policy.

Pediatric dentistry

Plans for growing smiles

Aetna PPO
Cigna PPO
Horizon PPO
Delta Dental PPO & Flagship
MetLife PPO
Guardian PPO

Elite also lists Aetna DMO for children under seven. Confirm current participation and your child’s benefits before the appointment.

Ask about your plan

Orthodontics

Coverage for your treatment

Elite lists several orthodontic insurance options, including:

Aetna
Cigna
Horizon
Delta Dental
Guardian
MetLife
United Concordia
Liberty Dental
UnitedHealthcare
Principal

A carrier name alone does not confirm coverage. Network, age, service and policy restrictions may apply.

Check with our team

Plan information: Elite’s published insurance page. Your insurer determines your individual benefits.

Plan your next step

A conversation
before a commitment.

Understand the proposed care, ask what your insurance may contribute and review your payment choices with the office.

Call about cost & coverage

Bring your plan details
Your member card and policy name help the office check the right benefits.

Review the proposed treatment
Ask which services are included and which costs remain your responsibility.

Discuss how to pay
Ask about in-house financing, CareCredit and eligible HSA or FSA funds. Terms and eligibility vary.

Before your visit

A few useful
questions.

For answers about your own policy, call with your insurance card nearby.

973-706-8339

Does accepting my insurer mean every service is covered?

No. Confirm the exact policy, treating clinician and proposed service with your insurer and the office before treatment.

What should I ask about payment options?

Ask about the total cost, any initial payment, repayment schedule, financing charges and eligibility requirements. Review the written terms before choosing an option.

Can I use HSA or FSA funds?

Elite lists HSA and FSA payment options for eligible services. Check eligibility and documentation requirements with your plan administrator.

How do I start?

Call the office at 973-706-8339. Tell us whether you need orthodontic or pediatric care and have your insurance card ready.

More clarity.Less guesswork.

Start with your plan.We’ll help with the details.